China Extends Mortgage Terms, Tightens Rules on Unfinished Homes
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Insights by Echo AI
China's financial regulators introduced new real estate financing rules on Friday, extending mortgage terms up to 40 years and delaying loan issuance for presale homes until construction is completed. The changes aim to ease property financing and protect buyers, marking a shift away from the previous presale model. The move comes as Chinese officials seek to lift the property market out of a years-long slump and boost domestic consumption.
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