Otbasy Bank Chief Urges Timely Loan Repayments to Maintain Credit Score
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Chairman of Otbasy Bank Lazzat Ibragimova has appealed to Kazakhs to repay their loans and credits on time, including small ones, to maintain their credit score. She explained that every day of default can negatively impact the borrower's scoring rating and affect the bank's decision on future loan applications. The bank's scoring system automatically evaluates the client's previous loan history and payment discipline, and a low credit score may result in rejected loan applications. However, bank employees cannot manually change the scoring system's decision.
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